MIIA is dedicated to providing customized coverage, responsive service and professional expertise. We know and understand Massachusetts municipalities and related public entities. Municipal insurance is our only business. From inception MIIA’s fundamental philosophy has focused on improvement in safety, reduction of losses and constant education of members. This focus has allowed MIIA to maintain its competitive edge in providing property & casualty and worker’s compensation coverages to our members.

Property and Casualty:

Coverages offered are:

* General Liability

* Auto Liability

* Auto Physical Damage

* Property – Blanket Coverage

* Inland Marine

* Equipment Breakdown (Boiler & Machinery)

* Faithful Performance Blanket Bond

* Flood & Earthquake

* Umbrella

* Law Enforcement Legal Liability

* Public Officials Liability

* School Board Legal Liability

 Worker’s Compensation:

MIIA offers worker’s compensation insurance coverage as mandated by Massachusetts state law. MIIA’s worker’s compensation claims professionals have a thorough understanding of the Massachusetts worker’s compensation statute and are dedicated to providing fast, efficient claims adjusting services. The MIIA claims staff is committed to helping injured employees obtain quality medical care and facilitating a return to work at the earliest possible date.

 Our claims representatives, both Property & Casualty and Worker’s Compensation, understand that MIIA is a member driven, member owned organization. A critical ingredient in MIIA’s foundation has been prompt, professional claims handling services for our members.